Finance Options

Make your dream PC affordable through V12 Finance

When you spend £300 or more through Gladiator Computers, you can split the payments into easy-to-manage affordable monthly repayments through our finance options. Approval takes as little as 30 seconds!

V12 Finance

Gladiator offers two types of finance package through V12 Finance: Buy Now Pay Later, and Classic Credit.

Buy Now Pay Later

With a Buy Now Pay Later plan, you can make a purchase now and pay after 6, 9 or 12 months. If you repay the full amount of the loan within that same deferment period, you will pay no interest, and will only have to pay a modest settlement admin fee.

Advantages of Buy Now Pay Later
  • No need to pay anything during the deferment period
  • The option to pay the loan in full during the deferment period and pay no interest. A small admin fee will be charged.

Classic Credit

Classic Credit is a more traditional finance offering, in which repayments will start immediately (with the first repayment being due 1 month after the agreement start date) and without the option of immediate repayment.

Advantages of Buy Now Pay Later
  • A lower overall cost for your loan when compared to the Buy Now Pay Later package (in cases where the loan is not repaid during the BNPL deferment period).
  • Longer-term loan options are available on Classic Credit, allowing repayment to be spread over a longer period.

Use our V12 tool below to give you an idea of the different types of finance.

Repayments Calculator (V12 Finance Packages)

Click on the different packages below to review in detail the interest, fees and monthly repayment amounts for a representative example of a £1000.00 order.

Repayment details for a representative example

Choose a finance package from the repayment calculator for more information.

Still not sure?

If you have used the tool above and are still not sure then you can contact our specialist PC technicians who will be more than happy to assist you with your options and your application.

Am I Eligible?

To be eligible you need to:

  • Be aged 18 or over
  • Work at least 16 hours a week in a permanent role, retired with an income or self employed
  • Be a UK resident and have resided in UK for the past 3 years or more with the intention of remaining within the UK
  • Be able to accept delivery and provide proof of signature at the address you provide to V12

What if your application is declined?

There are several reasons why applications can get declined and unfortunately we will not be able to provide you with a reason, but it could be for one or more of the following reasons:

  • Adverse credit reference agency information
  • Your credit score (note that every finance company will score you differently)
  • You are aged under 18
  • You are considered to be overcommitted
  • Poor account performance with other lenders

We understand that circumstances can change and just because one application was turned down it doesn't automatically mean that all future ones will be. V12 suggest that you wait a minimum of 6 months before re-applying.